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Tips to pass your credit score with flying colors while in college

(BPT) - No one ever said that college was cheap. In fact, many of the largest expenses have nothing to do with tuition — and no, we’re not talking about pizza.

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Recent Headlines

Monday 08/13/2018
How Much Do Your Kids Know About Money?
Updated: August 16, 2018 - 4:27 am

(StatePoint) With consumer debt on the rise and many failing to adequately save for the future, experts say that financial illiteracy is a major problem for Americans -- and one that communities and parents have a joint responsibility to address, starting in childhood. And right now, most children are coming up short in this area.

Thursday 08/09/2018
The ABCs of Finance Apps
Updated: August 16, 2018 - 4:23 am

(NewsUSA) - As back-to-school time sets in, personal finance becomes more complicated for many families. Some have students away from home for the first time, others have expenses for tuition, and of course the many purchases associated with the start of school: backpacks, lunch bags, clothes, books, dorm room furnishings, not to mention the tech gear - phones, tablets, laptops, and don't forget extra chargers.

Tuesday 08/07/2018
Paying for college: It pays to have a cosigner when applying for student loans
Updated: August 16, 2018 - 4:27 am

(BPT) - Adding a cosigner to your student loan application can be a smart financial move, according to a new analysis from online student loan marketplace Credible.com. The research found that borrowers who added a cosigner to their private student loan applications were more than five times more likely to be approved for a loan. In addition, borrowers applying with a cosigner reduced their interest rate by 2.36 percentage points, on average, opening the door to rates that were 28 percent lower than those available to borrowers applying without a cosigner.

Monday 08/06/2018
Twice A Victim: Finding A Path Forward After An Accident
Updated: August 16, 2018 - 4:27 am

(NAPSI)—Each year, hundreds of thousands of Americans are injured in serious accidents. Though the causes may be different, one thing is increasingly common: Because there are often long delays in collecting payments for legitimate insurance claims, injured parties can become “twice victims.”

Friday 08/03/2018
Millennial women and money: 5 things that might surprise you
Updated: August 16, 2018 - 4:27 am

(BPT) - Now more than ever, women are speaking out on a variety of issues, from social inequality to inadequate representation to harassment, but there is one thing that’s still taboo: money.

Thursday 08/02/2018
How to Afford a Pricier House in the Neighborhood You Love
Updated: August 16, 2018 - 4:23 am

(NewsUSA) - When Danielle and Jimmy returned to their home state after three years in Germany, they spent the next six months looking for their first home.

Wednesday 08/01/2018
How to Cut Years Off of the Mortgage of Your Home, Sweet, Home
Updated: August 16, 2018 - 4:27 am

(StatePoint) Whether you’ve just moved into your dream home and are experiencing the elation of making it your own or you are a few years into paying off your mortgage, if you are like most homebuyers, chances are you have the standard 30-year mortgage and may feel daunted as you anticipate decades of payments.

Thursday 07/26/2018
Bitcoin Gains Can Become "Tax-Free"
Updated: August 16, 2018 - 4:23 am

(NewsUSA) - The 2017 Reform Act of 2017 is starting to gain traction as former United States Congressman Mark Schauer (MI-07) suggest that the "Opportunity Zones created under the tax bill incentivize capital flow to businesses in low-income neighborhoods all over the nation. Investment of even a portion of unrealized capital gains will have an historic, transformative effect in distressed communities."

Friday 07/20/2018
E-Wallet App Protects Family Debit Card Number
Updated: August 16, 2018 - 4:23 am

(NewsUSA) - Many families have a single debit or credit card shared among several individuals, including teens and college students who may lose track of purchases, buy from unsecured websites, or access money without clearing the amount with parents.

Thursday 07/19/2018
Parents Say They're 'Yoda' About Finances
Updated: August 16, 2018 - 4:27 am

(NAPSI)—Parents identify with Yoda more than other Star Wars characters when it comes to family finances—according to a survey by New York Life. Yoda is patient, uses past experiences to guide future decisions and finds it important to teach the next generation.

Monday 07/16/2018
Youth Learn the Dollars and Cents of Agriculture this Fair Season
Updated: August 16, 2018 - 4:22 am

(NewsUSA) - For students around the country, summer vacation may be in full swing, but for many, that hasn't kept them from learning - especially those interested in a career in agriculture.

Five Tips To Help You Ace Personal Finance 101
Updated: August 16, 2018 - 4:27 am

(NAPSI)—Managing money as a college student can be challenging—with juggling tuition, room and board, books and everyday expenses, costs can quickly add up. Money is often tight and income limited. What's more, for many, college is a time when they may be managing their money for the first time, not to mention with the added financial stress of looming student debt.

Wednesday 07/11/2018
5 tips for reducing back-to-school stress
Updated: August 16, 2018 - 4:27 am

(BPT) - Just as everyone is settling into summer, parents around the country suddenly realize that the start of another school year is right around the corner. The back-to-school season seems to start just as the last school year ends! This year, rather than getting caught off guard, be prepared with some tips to reduce mental and financial stress.

Thursday 06/21/2018
Millennial Men vs. Women: Different Financial Habits
Updated: August 16, 2018 - 4:27 am

(StatePoint) As the saying goes, “men are from Mars, women are from Venus.” But when it comes to how each gender approaches their finances, the two groups might as well be from different universes, according to findings from the recent PNC Investments Millennials & Investing Survey.

Wednesday 06/20/2018
Is Your Retirement Income Protected? 9 Questions to Ask
Updated: August 16, 2018 - 4:27 am

(StatePoint) When it comes to retirement planning, anxiety comes with the territory. Will you be able to maintain your lifestyle in retirement? Will you have enough to cover your monthly bills without depleting your savings? Are you at risk of outliving your money? While such concerns are common among Americans approaching retirement, protecting part of the money that you’ve saved to ensure monthly income for life can make a difference in your confidence about the future, suggests a new study.

Tuesday 06/19/2018
4 Tips for Paying for College While Saving for Retirement
Updated: August 16, 2018 - 4:27 am

(StatePoint) Saving for retirement and college simultaneously is a balancing act that many families face. However, experts say these goals don’t have to be in competition with each other. To manage both priorities, consider the following tips.

Wednesday 06/13/2018
Coupling Finances: What All Newlyweds Should Know
Updated: August 16, 2018 - 4:22 am

(NewsUSA) - Coupling finances.

Monday 06/11/2018
Consumers need to be on guard against common rental scams
Updated: August 16, 2018 - 4:27 am

(BPT) - You know the old saying, that if it's too good to be true, it probably is?

Friday 06/08/2018
Survey Finds That Employers, Employees Disagree On The Importance Of Professional Soft Skills
Updated: August 16, 2018 - 4:27 am

(NAPSI)—With the unemployment rate dropping below 4 percent for the first time since 20001, higher education could help those looking to take advantage of record employment.2

Wednesday 06/06/2018
The Latest Job Benefit Helps Employees Pay Off Student Debt
Updated: August 16, 2018 - 4:22 am

(NewsUSA) - What perk would most entice you to accept one job offer over another?

Tuesday 06/05/2018
After An Accident: Dealing With The 'What Now?'
Updated: August 16, 2018 - 4:27 am

(NAPSI)—According to the National Safety Council, in the United States there are about 10 million accidents of all kinds each year: from parking lot scrapes to multicar pileups. Nearly 1.3 million people die in road crashes, and an additional 20−50 million are injured or disabled.

Friday 06/01/2018
Now's The Time To Get Set For Applying To College
Updated: August 16, 2018 - 4:27 am

(NAPSI)—If you or someone you care about is among the 3.6 million students who will graduate high school next year, here’s a hint: Vacation time is a good time for seniors and their parents to get a head start on the college application process. You can focus on finding the right college without balancing the responsibilities of schoolwork and extracurriculars.

Friday 05/25/2018
Wise weddings: Avoid the 5 most common overspending woes
Updated: August 16, 2018 - 4:27 am

(BPT) - Everyone loves a beautifully staged wedding. Few are as enamored with the bills that roll in later.

Friday 05/18/2018
Study What You Love—Entrepreneurship As The Path To Success And Fulfillment
Updated: August 16, 2018 - 4:27 am

(NAPSI)—The United States has long been considered a leader in entrepreneurial pursuits, with everyone from ambitious self-starters to certified moguls making their way here from around the globe to transform dreams into realities. According to the Global Entrepreneurship Development Institute, the United States provides the best environment for cultivating entrepreneurship, ranking first out of 138 countries.

Loan Officer Reveals Secret To A Good Night's Sleep
Updated: August 16, 2018 - 4:27 am

(NAPSI)—John and Jennie were renting a small house in Delray Beach, Florida when the perfect house came on the market: only four blocks from their rental home, 3,400 square feet, with five bedrooms and the biggest yard in the neighborhood. An excellent fit for their family of six.

Top Saving-for-College Trends
Updated: August 16, 2018 - 4:27 am

(StatePoint) Parents are socking away more money for their children’s higher education, and they are doing so in smarter ways, suggests a new report from Sallie Mae.

Monday 05/14/2018
Where Does School Money Go? Not To Teachers, Study Shows
Updated: August 16, 2018 - 4:27 am

(NAPSI)—There are a little over 3 million teachers in America’s public schools and for the majority of them, interacting with children is the best part of the job. That’s just as well, since for too many, salary and working conditions are pretty poor.

Friday 05/11/2018
Visa Returns Zlatan Ibrahimovic to the 2018 FIFA World Cup Russia [Video]
Updated: August 16, 2018 - 4:27 am

MovoCash to Sponsor Paul Walker's Reach Out WorldWide Event
Updated: August 16, 2018 - 4:23 am

(NewsUSA) - Many companies place a higher premium on getting than on giving, but MovoCash (MOVO), a payment platform that empowers people to convert their mobile phone into a digital bank in their pocket, is a company centered on compassion.

Thursday 05/10/2018
Are Millennials in Good Financial Shape?
Updated: August 16, 2018 - 4:27 am

(StatePoint) Now comprising the largest percentage of the workforce, millennials report that their parents did not give them much guidance about investing and many are not confident they are saving enough for the future.

Wednesday 05/09/2018
A Great Way To Tap Into A Hot Job Sector
Updated: August 16, 2018 - 4:27 am

(NAPSI)—If you or someone you know is exploring careers that make a difference, consider the fast-growing field of professional health communication.

Thursday 05/03/2018
4 Tips to Help You Rent Out Your Space Like A Pro
Updated: August 16, 2018 - 4:27 am

(StatePoint) From city apartments to beach houses, vacation home rental sites like Airbnb, VRBO and others have become popular among homeowners and travelers alike. Renting your entire house or even just one room, especially if there’s a big event coming to your town, can be a wonderful way to earn extra income, but it can also expose you to unexpected and potentially costly risks. Before you start seeing dollar signs, learn how to rent your home like a pro.

Tuesday 05/01/2018
A Great American Workforce
Updated: August 16, 2018 - 4:27 am

(NAPSI)—According to a recent Reuters/Ipsos poll, 70 percent of Americans think it is “very” or “somewhat important” to buy U.S.-made products. Fortunately, when it comes to the kind of quality long associated with the phrase “Made in the U.S.A.,” the more than 5,800 people who are blind working in National Industries for the Blind’s (NIB) nationwide network of associated nonprofit agencies are ready to deliver.

Monday 04/30/2018
Compassion Forms Cornerstone of Company Vision
Updated: August 16, 2018 - 4:22 am

(NewsUSA) - Most companies have a stated corporate vision, but such a vision may be limited to quantitative goals such as hitting financial targets or attaining certain levels of productivity. MovoCash (MOVO), a company that delivers financial inclusion to all, including individuals who are not able to use traditional banking services, sees its corporate vision differently.

An American Classic At Work
Updated: August 16, 2018 - 4:27 am

(NAPSI)—If you've ever served in the military, worked for the federal government, signed a visitors log in a federal building, or addressed a letter at a post office, chances are you've had your hands on an American classic.

Tuesday 04/24/2018
A Primer for First-Time Homebuyers
Updated: August 16, 2018 - 4:23 am

(NewsUSA) - Sponsored by GAF - Finally ready to take the plunge? Join the club.

Monday 04/23/2018
Higher Salaries and More Jobs May be Coming for U.S. Workers
Updated: August 16, 2018 - 4:27 am

(StatePoint) Small and mid-size business owners are feeling more optimistic than they have for a long time, suggests a new survey, and experts say this could mean positive things for the overall economy -- including for workers’ salaries and job-seekers’ prospects.

Wednesday 04/18/2018
Stop What You're Doing And Download These Free Money-Saving Tools ASAP
Updated: August 16, 2018 - 4:27 am

(NAPSI)—The stock market is down and it's tax season. We've got money on our mind and how to save it. So we've rounded up our top three favorite apps to help you save or at least make sure you don't overpay.

Become Credit Savvy And Help Better Protect Your Identity
Updated: August 16, 2018 - 4:27 am

(NAPSI)—How much do you know about credit, credit reports, credit scores and how they work? Even if the answer is “not much,” there are resources available to help you learn more about credit and put you in the driver’s seat.

Interest Rates are Rising: Should You Buy a Home or Wait?
Updated: August 16, 2018 - 4:27 am

(StatePoint) With heightened talk of rising interest rates, many prospective homebuyers are understandably concerned about whether it’s the right time to purchase a home.

Thursday 04/12/2018
MovoCash Embraces Culture of Community
Updated: April 12, 2018 - 4:31 pm

(NewsUSA) - These days, it can be hard to find a company that values its people - especially in the financial-tech industry, where employees feel like cogs in a machine, disconnected from their colleagues or customers.

Tuesday 04/10/2018
Five Questions To Ask When Meeting With A Financial Advisor About Retirement Planning
Updated: April 11, 2018 - 4:39 am

(NAPSI)—Only about one-third (31 percent) of middle-income baby boomers feel prepared for retirement, according to a recent study conducted by Bankers Life Center for a Secure Retirement. However, even if you only recently started your preparation for retirement or have not yet begun, it is never too late to improve the outlook for your retirement financial security.

Monday 04/09/2018
How to Age with Optimism
Updated: April 10, 2018 - 4:31 pm

(NewsUSA) - Having a "glass half full" approach to life has long been considered important for overall wellness. But evidence suggests that there may be truth in this folk wisdom.

Sunday 04/08/2018
Doing The Right Thing Matters
Updated: April 09, 2018 - 4:31 pm

(NewsUSA) - Equal pay for equal work tops the list of concerns expressed by respondents for Aflac's third annual Corporate Social Responsibility (CSR) survey. Consumers and investment professionals were asked what companies can and cannot do while claiming to be socially responsible. 

Friday 04/06/2018
3 Tips to Meet Your Retirement Goals
Updated: April 06, 2018 - 4:40 am

(StatePoint) People are living longer, fuller lives than ever before, which means retirement plans need to stand the test of time. With this in mind, it makes sense to review your financial plan and make necessary tweaks to set yourself up for success.

Wednesday 04/04/2018
Success Stories Prove That No One Gets A Diploma Alone
Updated: April 05, 2018 - 4:38 am

(NAPSI)—The United States’ national graduation rate rose to record highs in 2017.

Tuesday 04/03/2018
Tax help for each kind of procrastinator [Video]
Posted: April 03, 2018

Five Tips To Help Build Good Credit
Updated: April 04, 2018 - 4:37 am

by Marsha Barnes

Five Ways To Fight Back Against Identity Fraud
Updated: April 04, 2018 - 4:37 am

(NAPSI)—If you’ve been a victim of identity fraud lately, you’re not alone. Nearly 17 million other Americans were, too, according to the 2018 annual Identity Fraud Study released by Javelin Strategy & Research, a research-based advisory firm that helps its clients to make better-informed business decisions in a digital financial world. In 2017, fraudsters stole $16.8 billion in the U.S. alone, the Javelin study found.

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